ECARD: Your SmartWallet 3.0.5

ECARD is the pioneering U.S. bank to introduce the UnionPay EMV reloadable card, providing a convenient payment solution for international travelers and everyday purchases. ECARD promotes global connectivity, streamlining transactions, and revolutionizing banking practices through innovative technologies. Here are key highlights that our members highly appreciate about ECARD:

• Accepted in 179 countries and regions, offering easy access to over 100 local currencies at ATMs globally.
• Access to UnionPay's Merchant Loyalty Program, allowing users to benefit from numerous rewards worldwide.
• No credit check or hard pulls required.
• Straightforward and safe online application process.
• Does not mandate SSN; Non-U.S. Passport holders are welcome.
• No overdraft fees or minimum balance obligations.
• Exclusive additional cashback rewards*
• Transparent and competitive foreign exchange rates.
• Funds up to $250,000 are FDIC insured.
• Enhanced security with EMV Chip Card protection.
• Access to a 24/7 customer support team.

The ECARD Mobile Banking App empowers users to manage their accounts anytime, anywhere by enabling:

• Real-time monitoring of account balances and transaction history.
• Seamless connection with other bank accounts for easy reloading within the app
• Instant money transfers between users.
• Simple card activation and registration processes.
• Locating nearby reload points effortlessly.
• Changing card PINs and login passwords as needed.
• Automatically boosting savings through recurring reload features.
• Instant card blocking via the app in case of loss or theft.
• Ordering Supplementary Cards for family members or dependents.

The ECARD Prepaid card is issued by the Global Bank of New York (Member FDIC), under a UnionPay International Company, Ltd. license.*

*For more detailed information, please visit ecardinc.com.

**ECARD employs Plaid for verifying bank account information. Please refer to the mobile app for Plaid terms and conditions.